turns out that all the talk about credit card companies requiring you to show 2 month’s payslip before issuing you a card is bullcrap.
i went to citibank today as i needed to apply for a credit card and realised that there’re lots of alternative measures in place to allow a customer to obtain a credit card in only 2 working days.
that’s crazy. i can even ask for an extension of credit limit to up to $20,000 for a particular month if necessary, compared to the usual limit of 2 month’s my monthly salary.
in my colleague’s words, credit card companies are indeed desperate for business.
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